Asia Commercial Joint Stock Bank – ACB is one of the major commercial banks in Vietnam. During its development, this bank has contributed capital to the state budget. So what is ACB, what basic products and services does it provide? All answers will be in the following article:

ACB bank summary

What is ACB?

Asia Commercial Joint Stock Bank (English name: Asia Commercial Joint Stock Bank), or ACB for short, is a joint stock commercial bank in Vietnam, established in 1993.

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ACB is one of the largest joint stock commercial banks in Vietnam today. Currently, the bank has 350 branches and transaction offices in 47 provinces and cities across the country with a variety of products and attractive services. The bank’s working process and operations are assessed to be standardized according to ISO 9001: 2008.

What is ACB? Is it reputable?

Is ACB reputable

?Is ACB reputable? Should I trade at ACB? Is ACB bank a scam? Is it safe to deposit and borrow money at ACB? This is something that any customer choosing a bank is interested in.

In fact, ACB has always developed with customer focus, sustainable growth and professional management. Up to now, there have not been any complaints or confirmations from financial authorities about ACB’s lack of trust and fraud. During the years of persistent operation, ACB is also honored to receive many prestigious awards:

One of the top 10 most profitable private enterprises in Vietnam Assessed by Vietnam Report as one of the top 10 most prestigious commercial banks in our country Many years in a row participating in the top of the most transparent enterprises

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So you can rest assured that ACB is very reputable, clear and professional.

Currently, ACB’s branches and transaction offices are widely distributed across the country with 350 branches and transaction offices. In which, the bank is mainly distributed in the following regions:

In Ho Chi Minh City, there is currently 1 main transaction office and 30 branches distributed throughout the districts. In the northern region, there are 103 transaction offices in the following provinces and cities: Hanoi, Bac Ninh , Quang Ninh, Hai Phong, Thanh Hoa, Hung Yen, Vinh Phuc. In the central region, there are 15 branches, 58 transaction offices in the areas: Khanh Hoa, Ninh Thuan, Hue, Nghe An, Gia Lai, Hoi An, Lam Dong, Da Nang, Dak Lak, Thanh Hoa. In the Western region: ACB has 11 branches and 21 transaction offices in the following properties: Tien Giang, Long An, Vinh Long, Dong Thap, An Giang, Can Tho, Hau Giang, Kien Giang, Ben Tre and Ca Mau. In the Eastern region, there are 4 branches and 20 transaction offices in the provinces: Dong Nai, Tay Ninh, Binh Duong and Vung Tau.

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Main products and services provided by ACB

ACB offers a wide range of financial and banking products and services to individual and corporate customers such as:


ACB Bank issues both debit, credit and prepaid cards to customers.

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The conditions for opening the card as well as the utility of each card will be different. You can consult information directly from the teller

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Credit cards include: ACB Express, ACB MasterCard, ACB Visa, ACB JCB, ACB Visa Signature, ACB Visa Platinum, ACB World MasterCard. To make one of these cards, you need to prepare: identity verification documents (CMT, passport, ..), proof of income (salary confirmation, employment contract, …) and complete the payment. All required documents. International debit cards include: JCB Debit, Visa Debit, MasterCard Debit. ACB2Go card is a domestic debit card. In addition, there is a Visa Platinum Debit business card. You just need to be over 18 years old and prepare identification documents to simply open a card. Some of ACB’s prepaid card products include: Visa Prepaid Card, International Prepaid Card – Visa Platinum Travel, MasterCard Dynamic Card, etc. This card helps you make cashless transactions easily abroad.


Individuals or businesses can choose from the following service packages:

Phuc An Loc Savings Deposits receiving interest at the end of the termACB Online Term DepositsRegular term savings and monthly and quarterly interest paymentsFlexible interest rate savingsAccumulate Small Angels

You save by:

Deposit cash directly at the counterDeduct money from your other accountChoose fast transfer from another bankTransfer money from another time savings account


ACB is currently providing the following service packages:

Unsecured consumer loans for customers with Vietnamese nationality from 22 years of age and older. You can borrow an amount 15 times your income and up to 500 million VND. The advantage of this loan package is that you do not need to mortgage any assets, but only need to demonstrate financial security for the plan to repay the bank loan. business: Loans for production and business investment, loans to supplement capital, loans to invest in fixed assets,.. Loans to buy houses include: Loans to buy houses – real estate, loans for home repair and refurbishment, loan to buy an apartment

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Above are very important information about ACB bank you need to know before choosing to use this bank’s services. Wishing you financial control and successful, smooth trading!